Insurance is very important part of everyone life and i always recomend them for any insurance service and guidance. Excellant and quick service. I highly recommend this agency for any insurance policy may you need. In insurance trust is very important and they are trustworthy. Highly recomend!!!!!
Very Very consultive service ..I am very happy for service served by swains insurance counsltant. I have taken service for life and health insurance ..Very helping team of Swains
Inke JAIsa kaam aaj tak maine kahin nahi dekha. Har cheej ka update mil jata hai. Personally good person. All the best
Simply best. What u want is nothing . What you should have is better explained here. No emotional selling . Appreciate
Knowledgeable Team. They do thorough analysis for every individual as need vary for all.
Excellent Services by Mr.Vinod Khandelwal. A genuine adviser for LIC policies. Much recommended.
It's difficult to choose a right company and right plan in insurance. But they advised all things with proofs and facts of comparison.
A nice team focused on planning. No forceful selling of any plans. They try to understand first the need. Get our previous things stream lined. They not only sell new but also serve our existing things which were taken from vaious other people. I would recommend to just spare sometimes with them before opting or finalising any consultant who charge high.
People insure their cars against any theft or damage, their homes in case, anything goes wrong, but they forget the most valuable thing of all; their lives. It’s comforting to know that we have people around us who love and care for us deeply. But how would they manage if we are no longer around? The death of our loved ones comes with its own challenges. It is important to ensure that in this period of mourning and loss, life continues as comfortably as possible. The void created by the death of the family member is hard to fill but it should not disrupt the financial future of the family. Therefore, it is important to realize the value of life and get a life insurance.
It is an arrangement between the Insurance Company and the policy holder in which the insurer guarantees compensation for the loss of life in return for the regular payment of a specified premium. In Life Insurance, the name of the beneficiary is mentioned in the contract who gets the specified sum from the insurance company in case of any mishap i.e. Loss of Life.
There are many types of life insurance policies that can aid you in meeting needs of different life stages:
|Life Insurance Plans||Policy Term||Sum Assured||Age (Min-Max)|
|Aegon Life iTerm Plan||5 - 40||10 Lakhs / NA||18 - 75|
|Aviva I-Life Plan||10 - 35||25 Lakhs / NA||18 - 55|
|Bajaj Allianz iSecure||10 - 30||20 Lakhs / NA||18 - 70|
|Bharti AXA eProtect||10 - 30||25 Lakhs / NA||18 - 75|
|HDFC Click2Protect Plus||10 - 30||10 Lakhs / 10 Cr||18 - 65|
|HDFC Life Sanchay||15 - 25||1,05,673 / NA||30 - 45|
|HDFC SL Crest||10 - 10||7 or 10 * Annual Pre / 20 * Annual Pre||14 - 55|
|ICICI Pru iProtect||10 - 30||3 Lakhs / NA||20 - 75|
|Kotak Life Preferred e-Term||10 - 40||25 Lakhs / NA||18 - 75|
|LIC AmulyaJeevan||5 - 35||25 Lakhs / NA||18 - 60|
|LIC New Jeevan Anand||15 - 50||1 Lakhs / NA||18 - 50|
|LIC Term Plan||10 - 35||50 Lakhs / NA||18 - 75|
|Max Life Online Term Plan||10 - 35||25 Lakhs / 100 Cr||18 - 70|
|SBI eShield Plan||5 - 30||20 Lakhs / NA||18 - 70|
|SBI Shubh Nivesh Plan||5 - 30||75,000 / NA||18 - 60|
Life insurance claims are classified as below:
Death Claims: In case of the death claim, the beneficiary needs to submit following documents:
Maturity Claim: In order to avail the maturity benefits of the life insurance, you need to submit the following to the insurer
The life insurance companies will ask for the following documents before issuing you insurance policy:
The factors that affect the premium of a life insurance are:
These are additional benefits which you can get along with your current life insurance policy at affordable rates. They are valuable tools that help you in expanding your life insurance coverage. There are different types of riders like:
In case of the death of the policy holder, the beneficiary is required to send claim intimation form to the insurer as soon as possible. Claim intimation must contain details like Date, Place, and Cause of Death. On successful submission of the claim intimation form, the insurance company will ask you for some additional information such as:
After successful submission of all the above documents, the insurer will verify the claim and settle the same.
There are several benefits of having insurance. The key advantages are the following.
You can choose to go to the office of the agent, or you may ask him to come to your home and help you get the life insurance. He can come at a convenient time for both, and you can even ask for suggestions in order to make the best investment choice for yourself.
There are many types of insurance plans that one can choose from. Some of the choices are the following.